About Downpayments

Breaking down the down payment

Downpayments is on a mission to transform how Amercians purchase real estate, by financing the down payment and allowing the buyer to break their commitment into affordable, manageable payments that are interest-free, or at low rates.

By providing transformational capital, buyers agency services and cutting edge technology, Downpayments is powering Americans toward financial independence through real estate.

Built for investors

Investing in property successfully means tying up large amounts of capital for long periods of time and until now, most property investors have turned to ‘cash-out refinances’ to extract the equity they need to grow. Cash-out refinances are an inefficient way to access capital and mortgage rates skyrocketing to nearly 8% has created a difficult environment for investors to refinance without losing their existing low fixed rate.

Work smarter, not harder

Downpayments enables existing borrowers to leverage their equity to obtain an interest-free down payment for their next purchase, without refinancing or using all of your savings. Leveraging developments in open banking and AI, Downpayments is helping the consumer navigate the necessary complexity of handling multiple mortgages and expenses, with actionable insights supported by interest-free capital.

A better way to buy

Use Downpayments’ in-house brokerage on your next purchase and get data-driven curated listings, on-demand showings, comparable sales analysis and more than just capital to close your next investment.

Helping you invest with confidence

Downpayments is powered by our proprietary technology and AI-enhanced data analytics, unifying our clients’ property and personal lives to fast-track financial independence.